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For Monetary Authorities / PSO

National payment rails. Sovereign digital currency.

Manam architects the digital payment infrastructure that operates at national scale — real-time, ISO 20022-compliant, RTGS-capable, and CBDC-ready — with the assurance monetary authorities require.

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99.9%Uptime
<200msSettlement latency
ISO 20022Native messaging

The challenge

  • Fragmented, non-interoperable payment systems
  • Demand for instant, 24/7 settlement
  • Exploring CBDC issuance and distribution
  • Driving financial inclusion at population scale

What Manam delivers

Unified national rails

Manam's unified payment infrastructure connects every institution into one real-time, interoperable network.

CBDC-ready

Railee is CBDC-ready — it issues, distributes, and settles sovereign digital currency with programmable policy.

Inclusion at scale

USSD and agent banking extend the rails to every citizen, on any phone.

Recommended products

Railee

Payment infrastructure for central banks and tier-one institutions — unified real-time rails, wallets, neo-banking cores, and switching, ISO 20022-native and RTGS-capable.