Verification & Fraud Defense
DSFDigital Security Framework
DSF is the unified security layer behind every Manam platform — verifying legitimate users, blocking unauthorised or suspicious activity, and combining device, network, biometric, liveness, and multi-factor checks with real-time fraud detection.
6
Defense layers
4
Biometric modes
24/7
Threat monitoring
99.9%
Platform uptime
Layers of trust
Every identity verified. Every threat caught.
DSF stacks fifteen verification and fraud controls into one framework — switch on exactly the layers each workflow needs.
Device & SIM
Bind the account to a trusted handset and SIM.
- SIM Verification
- IMSI Check
- Device Binding
Network & Certificates
Validate the connection and the channel of trust.
- IP Verification
- Certificate Verification
Biometric Verification
Prove the person is who they claim to be.
- Face Verification
- Fingerprint Verification
- Voice Verification
- Signature Verification
Liveness & Anti-Spoof
Confirm a real, present human — not a replay.
- Live Detection
- Spoof Detection
Authentication
Step up trust with layered credentials.
- Two-Factor Authentication
- OAuth
- OTP Verification
Fraud Defense
Score and stop threats in real time.
- Real time Fraud Detection and defence
- Transaction patterns
- Check device handling
How it works
From access request to trusted decision
Every request runs the same path — signals in, a risk score out, a decision in milliseconds.
Capture
Collect device, SIM, network, and session signals at the point of access.
Verify
Match biometrics and confirm a live, present human — no replays or spoofs.
Score
Weigh every signal into a single real-time risk score in milliseconds.
Decide
Verify trusted users instantly; step up or block anything that looks like fraud.
Built for institutions
Secure, compliant, and ready to deploy anywhere
Every Manam platform shares the same foundation — so whichever you start with, the guarantees are the same.
Security
End-to-end encryption, device binding, and Digital ID — bank-grade security across every channel and service.
Fraud Detection
Continuous, AI-assisted monitoring that detects and blocks fraud in real time, before it lands.
Deploy Anywhere
Cloud, on-premise, or hybrid — platform-independent and ready for regulated, air-gapped environments.
Compliance
Auditable, explainable, and standards-aligned — every action logged for regulators and leadership.
Make every transaction trusted.
See how DSF verifies identity and stops fraud across your channels.