Retail & Merchant Lending
Jaza DukaWorking capital for every duka.
Micro working-capital for retailers and merchants — revolving limits set from purchase and sales data, instant restock financing, and pay-as-you-sell repayment.
Instant
Restock top-ups
Data-led
Credit limits
Pay-as-you-sell
Repayment
App + agent
Access
For every shop
Capital that moves at the speed of trade.
Give retailers and merchants the working capital to restock and grow — priced and repaid on the data they already generate.
Data-led credit limits
Set and adjust limits from a merchant’s purchase history and sales velocity — no paperwork.
Revolving working capital
A reusable credit line the merchant draws, repays, and draws again as they trade.
Instant restock financing
Finance inventory the moment it’s needed — fund a purchase order in seconds.
Pay-as-you-sell repayment
Repayment flexes with daily sales, so cash flow is never squeezed.
Merchant app + agent network
Onboard and serve retailers through a simple app or the local agent network.
Distributor integration
Plug into distributor and supply-chain systems to lend right at the point of purchase.
Help every duka stock up.
See how Jaza Duka turns transaction data into working capital for retailers.