Agri Lending
MobiGrowCredit that reaches the last field.
A mobile-first credit product for farmers and rural communities — alternative-data scoring for thin-file borrowers, harvest-aligned repayment, and disbursement to any phone.
3 min
To disburse
Any phone
USSD + agent
Thin-file
Borrowers welcome
Seasonal
Repayment plans
Built for the field
Lending that fits how farmers earn.
Inclusive credit for thin-file borrowers — scored on real behaviour, repaid on the rhythm of the harvest.
Alternative-data scoring
Score farmers with no formal credit history from mobile-money, transaction, and cooperative data.
Harvest-aligned repayment
Repayment schedules that follow the crop cycle — farmers pay when they sell.
USSD & agent access
Apply, draw, and repay on any phone — no smartphone or branch required.
Input & cash financing
Fund seeds, fertilizer, and equipment, or disburse cash for working needs.
Group & cooperative lending
Lend to self-help groups and cooperatives with shared-liability models.
Disburse to mobile money
Funds land instantly in the borrower’s wallet or mobile-money account.
Grow your rural lending book.
See how MobiGrow extends credit to farmers profitably and at scale.