App Showcase

Mobee Apps so intuitive,your customers love using them

Explore the apps Manam builds and powers — a retail banking, an agent cash-point, a merchant collections, DSR, Corporate, Wallet Apps and USSD for any handset. One platform, every channel, fully white-labelled.

iOS + Android

Native mobile apps

USSD

Works without internet

White-label

Your brand, your bank

16+

Banking modules

One platform, unified experience across channels

Every customer, every screen

The same Manam core powers each of these apps — built in-house, fully white-labelled, and live with banks across three continents.

For account holders

MobeeBank

A complete bank in the customer’s pocket — balances, transfers, payments, cards, loans, and investments behind a single secure sign-in.

  • Biometric login & device binding via DSF
  • Self on-boarding & self PIN reset
  • Multi-account, cards, wallets, multi-currency & expense management
  • History & statements
  • Money transfers to Mobile Money, account & cross-border
  • Recurring payments, target savings & payment alerts
  • QR scan-to-pay, pay by till number (shop code) & pay by VPA
  • Utility, bill payments, school fees & govt payments
  • Split / share bills
  • In-app credit score, loans, fixed deposits, insurance & investments
  • Emergency loan, salary advance & loan requests
  • Video banking & a 24/7 chat assistant
  • Cardless Withdrawal
  • Digital ID, QR, Profile Settings
  • Request payment & intent payments
  • Loan / EMI calculator, find agent / branch / ATM
  • Auto branch services
  • Deposit / withdrawal at agent
  • Payment chat interface
  • Personal AI assistant
  • Scratch & win
  • Invite friends & get rewarded
RK

Good morning

Ravi Kumar

Float Balance

1,20,000

#A-2231
Used ₹80KLimit ₹2L
Request Float Top-up
Cash In
Cash Out
Onboard
Airtime

Transactions

38

Commission

₹340

RECENT

All

S. Devi

Cash In · 2m ago

+₹2,000

M. Khan

Cash Out · 18m ago

−₹500
telco

Agent Banking

  • 1. Cash In
  • 2. Cash Out
  • 3. New Customer
  • 4. Float Balance
  • 5. Mini Statement
  • 6. Commission
  • 0. Exit
Reply:
CancelSend

For field & branch agents

MobeeAgent

Turn every agent and DSR into a branch. Open accounts, manage float, and serve cash-in / cash-out in seconds — even in low-connectivity areas.

  • Biometric & paperless customer onboarding with live eKYC
  • Real-time float management
  • Float loans
  • Cash-in / cash-out
  • Utility, bill payments, school fees & govt payments
  • Automatic commission tracking & daily settlement
  • USSD channel for all services
  • Multiple agents under an agency
  • Agency controls for each agent

Merchant

Ananya Stores

Today’s Collections

48,200

+18%
Collect QR
Request
Settle
Refund
Next settlement · T+1Auto-credit to bank₹46,900

RECENT PAYMENTS

All

UPI

9876…210 · 2m

+₹250

Card

×× 4821 · 11m

+₹1,200

For shops & businesses

MobeeMerchant

Accept every payment a customer can make and watch the money land. QR, UPI, cards and links in one app, with clear collections and settlement.

  • Collect via dynamic QR, UPI, cards and payment links
  • Live sales dashboard with daily and weekly trends
  • Predictable T+1 settlement and downloadable reports
  • Working-capital loans powered by transaction history
telco

Welcome to Xyz Bank

  • 1. Send Money
  • 2. Pay Bills
  • 3. Pay Shop
  • 4. Buy Airtime
  • 5. Balance
  • 6. Mini Statement
  • 7. Agent Banking
  • 0. Exit
Reply:
CancelSend

For every handset

MobeeUSSD

No smartphone, no internet, no problem. The same banking services delivered through a fast USSD menu that runs on any phone — financial inclusion at scale.

  • Send money, pay bills & buy airtime over a USSD short code (e.g. *123#)
  • Balance, mini-statement & agent banking, menu-driven
  • No app, no data — works on the simplest handset
  • Session-encrypted & PIN-protected end to end
  • Multiple short-code support
  • Sub-short-code support (e.g. *123*n#)
  • IMSI checks
  • Dynamic menu configuration
  • Menus based on customer type
  • USSD push requests
PR

Field agent

Priya Rao

Today’s field run

12

Leads captured

5

Onboarded

42% conversion today

New Lead
Scan Doc
Onboard
Locate
Lead
KYC
Approved

RECENT LEADS

All
R

R. Sharma

KYC complete · 12m

Approved
M

M. Iqbal

Docs pending · 40m

In KYC

For sales representatives

MobeeDSR

Put a branch in every sales rep’s hand. Capture leads in the field, onboard customers paperlessly, and track targets and incentives — online or off.

  • Field lead capture with photo & geo-tag
  • Paperless onboarding with live eKYC & biometric
  • Instant account & card issuance
  • Document scan, upload & verification via DSF
  • Lead pipeline, follow-ups & reminders
  • Real-time targets, conversions & incentives
  • Route planning & visit check-in
  • Works offline-first, syncs when back online
M
Dashboard
Payments
Approvals
Accounts
Reports

MobeeCorporate

ACME Corp · Treasury dashboard

Ask AIThis month ▾AC

Total balance

₹4.82 Cr

+3.2%

Payments today

₹38.4 L

142 txns

Pending

3

₹24.5 L

Accounts

12

4 currencies

Cash flow

Accounts

● Operating

● Payroll

● Tax

● FX

Pending approvals

Tata Steel

Vendor payment

₹18,40,000Pending

Payroll · 248 staff

Salary run

₹1.20 CrApproved

GST Payment

Statutory

₹6,12,500Pending

Business

ACME Corp

Operating Account

4.82 Cr

××4021
In ₹38.4LOut ₹24.5L4 currencies

Payroll · 248 staff

₹1.20 Cr

Approve
Bulk Pay
3Approvals
Statements
Payees

PENDING APPROVALS

All

Tata Steel

Vendor payment

₹18,40,000

GST Payment

Statutory · due today

₹6,12,500

For businesses & enterprises

MobeeCorporate

Run the whole business from one app — multi-account dashboards, bulk payments and payroll, and maker–checker approvals with bank-grade controls.

  • Multi-account, multi-currency dashboard
  • Bulk payments, payroll & vendor disbursements
  • Maker–checker approval workflows
  • Role-based access for finance teams
  • Real-time balances, statements & MIS reports
  • Host-to-host / API & ERP integration
  • Bulk collections & virtual accounts
  • Trade finance, LCs & bank guarantees
  • Configurable transaction limits & alerts
AK

Welcome back

Aisha Khan

Wallet Balance

12,480.50

•••• •••• •••• 4291
Add Money
Send
Send
Request
Scan & Pay
Recharge
₹240 cashbackearned this month

RECENT

All
Z

Zomato

Food & Dining · 1h

−₹420
M

M. Khan

Received · UPI

+₹1,500
Scan & Pay

Align any UPI or merchant QR within the frame

PAY AGAIN

R
S
V
Enter UPI ID / Mobile number

For everyday money

MobeeWallet

A full mobile-money wallet — store value, pay anyone, scan-to-pay, and spend with a linked card, with rewards, sub-wallets, and bank-grade security built in.

  • Stored-value wallet with instant top-up from bank, card or UPI
  • Send & request money to any mobile number, VPA or contact
  • Scan-to-pay QR (UPI & merchant) and pay by till / VPA
  • Linked virtual & physical companion card (Visa / Mastercard)
  • Bill payments, mobile recharge, DTH & utilities
  • Sub-wallets for spends, savings & family
  • Multi-currency wallet & cross-border remittance
  • Round-up & auto-sweep savings
  • Cashback, rewards & loyalty points
  • Split bills & shared group wallets
  • Spend analytics & budgeting insights
  • Tiered KYC with limit upgrades via full e-KYC
  • Wallet-to-bank withdrawals & instant settlements
  • USSD wallet fallback for feature phones
  • Tokenised, PCI-DSS secure with biometric lock
  • Programmable wallet APIs for partners

Omni-channel by design

One experience, everywhere

A customer can start on USSD and finish in the app — the account, the balance, and the history follow them across every channel.

Mobile App

Native iOS & Android

USSD

Any phone, no internet

IVR

Bank by voice call

SMS

Alerts & text banking

Web

Browser & net banking

Merchant

POS & QR collections

Agent

Branch at the doorstep

Wearable

Pay from your wrist

Built for institutions

Secure, compliant, and ready to deploy anywhere

Every Manam platform shares the same foundation — so whichever you start with, the guarantees are the same.

Security

End-to-end encryption, device binding, and Digital ID — bank-grade security across every channel and service.

Fraud Detection

Continuous, AI-assisted monitoring that detects and blocks fraud in real time, before it lands.

Deploy Anywhere

Cloud, on-premise, or hybrid — platform-independent and ready for regulated, air-gapped environments.

Compliance

Auditable, explainable, and standards-aligned — every action logged for regulators and leadership.

Upgrade to your own Intelligent App.

See these apps running live and explore how fast Manam can put your brand in your customers’ pockets.