Omni-Channel Platform

Manam Mobee™Meet your autonomous financial co-pilot.

A high-retention omni-channel platform built with advanced intelligence and bank-grade security. By turning instant identity verification and predictive cash-flow alerts into frictionless everyday experiences, Mobee creates a digital ecosystem your customers love, rely on, and trust.

Products of Mobee Platform

MobeeBankA Complete Digital Banking product

EveryChannelMobile Apps/ USSD/ Web/ SMS/ Social/ STK/ Wearables/ IVR

MobeeBank apps

Features

  • Biometric login & device binding via DSF
  • Self on-boarding & self PIN reset
  • Multi-account, cards, wallets, multi-currency & expense management
  • History & statements
  • Money transfers to Mobile Money, account & cross-border
  • Recurring payments, target savings & payment alerts
  • QR scan-to-pay, pay by till number (shop code) & pay by VPA
  • Utility, bill payments, school fees & govt payments
  • Split / share bills
  • In-app credit score, loans, fixed deposits, insurance & investments
  • Emergency loan, salary advance & loan requests
  • Video banking & a 24/7 chat assistant
  • Cardless withdrawal
  • Digital ID, QR, profile settings
  • Request payment & intent payments
  • Loan / EMI calculator, find agent / branch / ATM
  • Deposit / withdrawal at agent
  • Personal AI assistant
  • Scratch & win
  • Invite friends & get rewarded
  • Biometric login & device binding via DSF
  • Self on-boarding & self PIN reset
  • Multi-account, cards, wallets, multi-currency & expense management
  • History & statements
  • Money transfers to Mobile Money, account & cross-border
  • Recurring payments, target savings & payment alerts
  • QR scan-to-pay, pay by till number (shop code) & pay by VPA
  • Utility, bill payments, school fees & govt payments
  • Split / share bills
  • In-app credit score, loans, fixed deposits, insurance & investments
  • Emergency loan, salary advance & loan requests
  • Video banking & a 24/7 chat assistant
  • Cardless withdrawal
  • Digital ID, QR, profile settings
  • Request payment & intent payments
  • Loan / EMI calculator, find agent / branch / ATM
  • Deposit / withdrawal at agent
  • Personal AI assistant
  • Scratch & win
  • Invite friends & get rewarded

MobeeBank · Modules

Composable modules

Switch on exactly what you need — Mobee ships as composable modules, so you light up only the capabilities this product requires.

Core
Admin
Connectors & BI
Digital Onboarding
Digital ID
Security
Agent Banking
Merchant Banking
QR Payments
VPA
Digital Lending
Credit Score
Loyalty
Virtual Cards
Reconciliation
Fraud Detection

MobeeBank · Channels

Meet customers on every channel

One consistent experience for MobeeBank, delivered across every device and network your customers use — they can start on one channel and finish on another without missing a beat.

Mobile Apps
Online / Web
USSD
IVR
SMS
STK (SIM Toolkit)
Smartwatch
WhatsApp & Social

Built for institutions

Secure, compliant, and ready to deploy anywhere

Every Manam platform shares the same foundation — so whichever you start with, the guarantees are the same.

Security

End-to-end encryption, device binding, and Digital ID — bank-grade security across every channel and service.

Fraud Detection

Continuous, AI-assisted monitoring that detects and blocks fraud in real time, before it lands.

Deploy Anywhere

Cloud, on-premise, or hybrid — platform-independent and ready for regulated, air-gapped environments.

Compliance

Auditable, explainable, and standards-aligned — every action logged for regulators and leadership.